Business, BOP, Commercial Auto & Workers' Comp in Philadelphia
From restaurants and nail salons to contractors and retail shops, we help Philadelphia small business owners get the right commercial coverage — in your language.
General Liability
Protects your business if a customer is injured on your property or if your work causes property damage. Required by many landlords and contracts.
- Bodily injury and property damage
- Products and completed operations
- Personal and advertising injury
- Required by most commercial leases
Business Owner's Policy (BOP)
A BOP bundles general liability and commercial property coverage into one affordable policy — ideal for small businesses like restaurants, shops, and salons.
- General liability + property in one policy
- Business interruption coverage
- Equipment and inventory protection
- Often more affordable than separate policies
Workers' Compensation
Required by Pennsylvania law if you have employees. Covers medical expenses and lost wages if an employee is injured on the job.
- Required for PA employers with employees
- Medical and wage replacement benefits
- Employer liability protection
- Coverage for all industries
Commercial Auto
If you use a vehicle for business — deliveries, client visits, or transporting equipment — personal auto insurance may not cover you. Commercial auto fills that gap.
- Business-use vehicles
- Delivery and transport vehicles
- Hired and non-owned auto
- Fleet coverage
We Work With
Talk to a Business Insurance Agent
Call us or stop by. We'll help you figure out exactly what coverage your business needs.